Council Tax Arrears

council tax

Council Tax Arrears could be one’s greatest fear given its serious consequences. So paying the council tax should be your priority debt. Here are the few things regarding Council Tax Debt help.
Council Tax Payment Procedure: You receive an annual bill in the month of March every year showing the amount you have to pay. You can pay the bills within 12 months with either weekly or monthly installments.

Council tax is usually charged in bands. It is depends on the value of your house in 1991. Expensive houses have higher bands and they need to pay higher council tax accordingly. Bands range from A to H (or I), A being the cheapest. Your band is mentioned on your bills. You can also claim to change your band if you are put in a wrong one. This can save some money if you get placed in a cheaper band but it is also quite risky as your band can even go up.
One way to reduce your council tax is to apply for council tax relief. You will get a 25% discount if you live on your own. Note that certain people don’t count like students or mentally disabled people, people under the age of 18. If your income is low, you can also get council tax reduction based on your income. Or you can get qualified for the tax reduction if your property is adapted.
If you have any financial issue and you are unable to pay the arrears, you should contact to your local authority and discuss your issue. Ask them if they can do some arrangements that are suitable for both the parties. It is important to be keep in touch with your local authority regarding this debt.

If your council bill is wrong or if you have any other problem related to your council tax, you should contact your local authority. You can also file a complaint about your problem.

When you receive the council tax bill, you are supposed to pay the installment within 14 days. If you fail to pay the installment within 14 days, you will receive a reminder letter. You have 7 days to pay the installment after you have got the reminder letter failing in which, you may be asked to pay the council tax of the remaining year. After this, you’ll have another 7 days to pay the installment. If you still don’t pay the installment, your local authority might take you to the court.
Authorities may charge orders on your home and even bankruptcy proceedings if the debt amount is high. You can be sent to prison for 3 months if you can’t give a proper reason to the court about why you were unable to pay the council tax or you refused to pay. If themagistrate​ is convinced that you willingly refused to pay the council tax, you will be sent to prison. You will be sent Summons to appear in the court and explain the magistrate why you were unable to pay council bills. If you have done small regular payments, you can save yourself from imprisonment. The magistrate might even write off your debt. If you failed to appear in the court, an arrest warrant will be issued against you.Any doubts please check